BRRRR Calculator

How much of your own money the refinance actually hands back, and whether the property still pays you once the bigger loan is sitting on it. Those two answers decide whether you get to go again.

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This deal works

Most of your cash comes back out and the rent carries the new loan comfortably.

92%

of your cash comes back out. $13,600 stays in the deal

What breaks it

After the refinance, this works if the rent reaches $1,984 a month. You are assuming $2,400, so it has 17% of room.

The numbers behind it

Cash left in the deal$13,600

How much of your own money is still stuck in the deal after the refinance pays you back. The whole point of BRRRR is getting this near zero so you can go buy the next one.

Monthly cash flow$283

What lands in your pocket each month after the mortgage, running costs, and money set aside for repairs.

Cash-on-cash return25.0%

Your yearly cash flow measured against the money you never got back out. Pull all your cash out and this stops being a number at all: infinite if the building pays for itself afterwards, and just a loss if it does not.

Example: a $120,000 buy with a $35,000 renovation, refinanced against a $200,000 appraisal.