Fix & Flip Calculator

Your profit is not the gap between what you paid and what you sell for. See what you keep after commission, holding costs, and interest, and how far the sale price can slip before it is gone.

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This deal works

This flip works, with enough margin to absorb a surprise.

$37,525

profit after commissions, holding costs, and loan costs, on a $275,000 sale

What breaks it

This works if the sale reaches $234,212. You are projecting $275,000, so the sale has 15% of room before the profit is gone.

The numbers behind it

Return on cash87.3%

Your profit measured against the cash you actually put in. Flips use borrowed money, so this is usually much larger than the profit margin.

Annualized return174.6%

The same return stretched to a full year, so a 6-month flip can be compared with a rental you hold for years. It assumes you can find another deal immediately, which is the hard part.

Profit margin13.6%

Profit as a share of the sale price. This is the cushion for everything that goes wrong. Under 10% is thin, which is roughly one bad surprise.

Example: a $150,000 buy with a $45,000 renovation, sold at $275,000 after 6 months.