The calculator does the math. The AI reads it.
DealLevel AI tells you which numbers to question, what to ask the seller, and what happens if the rent comes in short.
Long-term rental1418 Birch LaneExample property
This deal doesn't work
This deal does not quite pay for itself, and there is no room for anything to go wrong.
What's behind this answer
- Owning this would cost you $157 every month.
This works if you pay $220,000 or less. You are looking at $250,000.
DealLevel AI
Hi. I went through the numbers on 1418 Birch Lane. Here is what stood out.
This deal is built around the $2,000 monthly rent staying dependable while a 30-year loan at 7% remains in place.
Looks good on paper? It points at the numbers that might be too optimistic.
Rent of $2,000 a month
This leans optimistic unless supported by signed leases or nearby, comparable rentals. A range to test is $1,900 to $2,000.
Vacancy of 5%
This leans optimistic because one empty month has a large effect on a single unit. A range to test is 5% to 8%.
Prices rising 3% a year
This leans optimistic because it depends on future market prices, not the property’s current condition. A range to test is 2% to 3%.
From DealLevel AI's reading of an example property
What if the rent comes in lower? Ask. It answers from the deal's own numbers.
DealLevel AI
At $1,850 rent, effective income after 5% vacancy is $1,757.50 per month. Monthly cash flow falls to about negative $273, or negative $3,273 per year, so the deal is even farther from paying for itself.
Example property
Love the house? Ask the seller these before you offer.
- Can you provide the current lease, rent ledger, and proof of payments supporting the $2,000 monthly rent?
- How many days was the unit vacant between the last two tenants, and were there any unpaid rents or concessions?
- What major repairs, replacements, or insurance claims occurred during the last five years, especially for the roof, heating and cooling, plumbing, and electrical systems?
From DealLevel AI's reading of an example property